RHODE ISLAND TDI BASICS
TDI provides benefit payment to insured RI workers for weeks of unemployment caused by a temporary disability or injury. The TDI program, enacted in 1942, was the first of its kind in the United States. It protects workers against wage loss resulting from a non-work related illness or injury, and is funded exclusively by Rhode Island Workers.
Waiting Period: 7 Consecutive days. Paid retroactive is out minimum 28 consecutive days.
Period of Disability: The duration of your claim is equal to 36% of your total base period wages divided by your weekly benefit rate (not including dependent’s allowance). The most you are allowed to collect is an amount equal to 30 full weeks.
Weekly Benefit: Your weekly benefit rate will be equal to 4.62% of the wages paid to you in the highest quarter of your Base Period. Your weekly benefit rate remains the same throughout your benefit year. Effective 7/1/11, $69.00 is the minimum and $719.00 is the maximum benefit rate for claim with the benefit year begin date of 7/3/11 or greater. This does not include dependency allowance.
If you have dependent children less than 18 years of age, you may be entitles to a dependency allowance. Handicapped children over 18 may also be counted toward the allowance. The dependency allowance is limited to 5 dependents and is equal to the greater of $10 or 7% of your benefit rate. Your dependency allowance is determined at the start of your benefit year and remains the same for the entire period.
Employee Cost: The TDI program is financed entirely by employee payroll deductions. The current withholding rate as of January 1, 2012 is 1.2% of your first $60,000 in earnings. Workers aged 14 and 15 are exempt for wage deductions and TDI coverage.
Employer Cost: None
Eligibility: Taxable Wage Base $60,000, Tax Rate 1.2% employee wage deduction. Monetary Eligible - $8,880 base period wages or $1,480 in one base period quarter plus total base period wages of minimum 1.5 times the eligibility.
Providing Coverage: State Plan