NEW YORK DBL BASICS

"DBL" became Law in New York State in 1949. Click here to view forms.

Waiting Period:

8 days

Period of Disability:

26 weeks in any 52 - week period

Weekly Benefit:

• 50% of average weekly salary
• Maximum benefit is currently $170.00 per week
• Minimum is $20.00

Employee Cost:

1/2 of 1% of salary (.5% or .005) to a maximum of .60 per week

Employer Cost:

Balance of cost

Providing Coverage:

Private Insurance Carrier, State Fund, self-insured

Claims

All sections must be completed and the claim must be submitted to the Insurance Carrier within 30 days.

Covered Employees

All employees except High School Students.  Corporate Officers may exclude themselves by filling out a form as long as there are no more than two (2) Corporate officers.

Out of State Coverage

An employer who has New York employees may opt to cover employees that work in other states as long as it is not a statutory state.  The following states are Statutory: California, Hawaii, New Jersey, Puerto Rico, Rhode Island, and New York.